Refinance Loans

Should I refinance?

Over time your situation may have changed since you first got your home or investment loan and you should consider the following questions.

  • Does your current home loan suit your current lifestyle and financial needs?
  • Do you want to make better use of features that are available on your loan?
  • Are you thinking about renovating?
  • Would you like to use the equity in your home for investment opportunities?
  • Would you like to split your current loan to part-variable and part-fixed?
  • Do you have a fixed rate loan that is about to expire?
  • Are you planning to start a family? If you are, what financial impact will this have?
  • You may also want to compare loans to make sure you have the loan that best suits you.

Contact one of our home and investment loan specialist and ask for a free product comparison report to compare your current loan.

  • changing your loan product
  • changing your loan amount, loan term or interest rate
  • using an offset account
  • redrawing additional loan payments
  • making a lump sum payment.

*Conditions, fees and charges apply. Rate subject to change without notice. ^Comparison rate calculated on a loan amount of $30,000 secured over a term of 5 years based on monthly repayments. WARNING: This comparison rate applies only to examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw or early repayment fees and cost savings such as fee waivers are not included in the comparison rate, but may influence the cost of the loan. Subject to PreApproveMyLoan Terms and Conditions and User Guide.

Your future starts
with a new home

Most of us have aspirations of moving somewhere bigger and better yet are often uncertain how we are going to get the home loan finance. PreApproveMyLoan is here to both pre-approve your loan and find the best new home loan that suits you. PreApproveMyLoan is here to help demystify and explain all aspects of home loans and loan products so you can make the right loan decision.

Need advice?
We're here to help.

Feel free to contact one of our helpful staff members today and find out exactly which loan will best suits your needs. Our loan professionals are standing by 24/7.

Thinking of refinancing?

You can be preapproved in just under 2 minutes. Get preapproved today!

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Need advice?
We're here to help.

Feel free to contact one of our helpful staff members today and find out exactly which loan will best suits your needs. Our loan professionals are standing by 24/7.

Need advice?
We're here to help.
Feel free to contact one of our helpful staff members today and find out exactly which loan will best suits your needs. Our loan professionals are standing by 24/7.

Your future starts
with a new home

Most of us have aspirations of moving somewhere bigger and better yet are often uncertain how we are going to get the home loan finance. PreApproveMyLoan is here to both pre-approve your loan and find the best new home loan that suits you. PreApproveMyLoan is here to help demystify and explain all aspects of home loans and loan products so you can make the right loan decision.

Need advice?
We're here to help.

Feel free to contact one of our helpful staff members today and find out exactly which loan will best suits your needs. Our loan professionals are standing by 24/7.

Your future starts
with a new home

Most of us have aspirations of moving somewhere bigger and better yet are often uncertain how we are going to get the home loan finance. PreApproveMyLoan is here to both pre-approve your loan and find the best new home loan that suits you. PreApproveMyLoan is here to help demystify and explain all aspects of home loans and loan products so you can make the right loan decision.

Need advice?
We're here to help.

Feel free to contact one of our helpful staff members today and find out exactly which loan will best suits your needs. Our loan professionals are standing by 24/7.

Let's talk finance

Call 1300 855 670.

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